Loan Optimization
Balance profitability and volume objectives with precision pricing intelligence across your lending portfolio.
Features
Constraint-Based Portfolio Optimization
Leverage proven optimization techniques and sophisticated price response models to simultaneously evaluate thousands of pricing scenarios and identify optimal rate strategies.
Rate Sensitivity Analytics
Surface customer price sensitivity and behavioral patterns to inform rate strategies.
Scenario Modeling
Forecast volume and profit impacts across multiple scenarios with real-time P&L visibility.
How it works
Add intelligence to pricing and campaigns
Move from defense to offense with data-driven insights throughout the workflow.
Benefits
Improve margins and win rates without sacrificing credit quality
Deliver measurable results across your lending portfolio, increasing margins while strengthening risk management.
Grow with precision
Maximized portfolio performance
Increase loan volume and margins simultaneously with precision pricing across portfolios.
Operate confidently
Stronger risk management
Mitigate portfolio risk with data-informed pricing that accounts for loss rates and credit risk.
Build your moat
Fortified competitive edge
Adapt proactively to market changes with dynamic pricing strategies that outpace rivals.
Get lean
Improved efficiency
Reduce rate management effort by 60% while increasing confidence in pricing decisions.
Schedule a demo
Learn how top financial institutions use Nomis to drive results. Book your personalized demo today.