Deposit Optimization
Balance growth and profitability objectives with precision pricing intelligence across your deposit portfolio.
Features
Constraint-Based Deposit Optimization
Leverage sophisticated price response models and behavioral analytics to optimize deposit pricing across segments while balancing volume and profitability trade-offs.
Rate Sensitivity Analytics
Surface customer price sensitivity and behavioral patterns to inform rate strategies.
Flow-of-Funds Analytics
Understand balance movement with deep product and segmentation granularity as rates and strategy evolve.
Scenario Modeling
Forecast volume and profit impacts across multiple scenarios with real-time P&L visibility.
How it works
From portfolio intelligence to rate execution
Integrate deposit optimization within the Nomis platform workflow.
Benefits
Reduce funding costs without sacrificing growth
Deliver measurable results across your deposit portfolio–optimizing rate strategies to achieve balance and profitability goals while strengthening competitive positioning.
Operate at a high level
Optimized portfolio performance
Achieve balance sheet objectives while maximizing profitability across deposit products.
See the future
Elevated forecasting accuracy
Increase forecast precision with data models informed by customer price sensitivity.
Invest in what matters
High-value relationship retention
Balance volume and margin objectives to strengthen relationships with valued customers.
Fast is profitable
Accelerated decision velocity
Execute faster with automated updates of pricing and portfolio data in one system.
Compliance prioritized
Improved pricing transparency
Ensure regulatory compliance with comprehensive model documentation and audit trails.
Schedule a demo
Learn how top financial institutions use Nomis to drive results. Book your personalized demo today.